Other Services
Inheritance Tax Planning
Today, with the value of house prices rising ever higher, the issue of inheritance tax affects many more people. If the value of your estate is over the inheritance tax threshold when you die, the surplus is currently taxed at 40%. As such, the taxman may become the beneficiary of your estate if you do not plan properly. At Lifelong Financial, we aim to minimise the impact of inheritance tax on your estate through gifts, investments and the provision for liability.
Protection
Life can be full of surprises, both good and bad. Whether you are married, living with family or even single, you should never be without sufficient financial protection to cover you in the event of a bereavement, illness, unemployment or incident. Financial protection would allow you or your family to cover costs such as mortgage repayments, living costs and other items. Our advisers will be able to recommend options of cover most suited to your needs.